GE Capital is the
financial services unit of the
American conglomerate
General Electric. It provides commercial lending and leasing, as well as a range of financial services for
health care,
media,
communications,
entertainment, consumers,
real estate, and
aviation. It has a number of divisions, including
GE Capital Aviation Services,
GE Energy Financial Services and GE Healthcare Equipment Finance. GE Capital focuses primarily on loans and leases that it
underwrites to hold on its own
balance sheet rather than on generating fees by originating loans and leases, then selling them to third parties. Most of GE Capital's commercial loans are to small and mid-sized companies, spread across multiple industries and geographies and secured by tangible assets. More than 70% of GE Capital’s loans are under $100 million. GE Capital's consumer lending activities are also diversified by product and
geography and include operations in 55 countries.