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Retail banking
Retail banking
also known as
Consumer Banking
is the provision of services by a
bank
to individual consumers, rather than to companies, corporations or other banks. Services offered include
savings
and
transactional accounts
,
mortgages
,
personal loans
,
debit cards
, and
credit cards
. The term is generally used to distinguish these banking services from
investment banking
,
commercial banking
or
wholesale banking
. It may also be used to refer to a division or department of a bank dealing with retail customers.
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