A
one-hundred-year flood is a
flood event that has a 1% probability of occurring in any given year. The 100-year flood is also referred to as the 1 lood, since its annual exceedance probability is 1%. The 100-year flood is generally expressed as a flowrate. Based on the expected 100-year flood flow rate in a given creek, river or surface water system, the flood
water level can be mapped as an area of inundation. The resulting
floodplain map is referred to as the 100-year floodplain, which may figure very importantly in building permits, environmental regulations, and
flood insurance. Estimates of the 100-year flood flowrate and other streamflow statistics for any stream in the United States are available.