Saginaw is a city in the State of Michigan and the seat of Saginaw County. The city of Saginaw and Saginaw County are both located in the area known as Mid-Michigan or Central Michigan. The city of Saginaw is located adjacent to Saginaw Charter Township and is considered part of the Great Lakes Bay area, along with neighboring Bay City and Midland. The Saginaw County MSA had a population of 196,542 in 2013.