Universal Bank (Chinese: 環球銀行) is an overseas Chinese bank in the United States. Headquartered in West Covina, California, with branch offices in Arcadia, California, Eagle Rock, Los Angeles, California, Monterey Park, California, Orange, California, and Rosemead, California, this privately held community bank was first established on November 17, 1954.

A universal bank participates in many kinds of banking activities and is both a commercial bank and an investment bank as well as providing other financial services such as insurance. These are also called full-service financial firms, although there can also be full-service investment banks which provide wealth and asset management, trading, underwriting, researching as well as financial advisory.