The
Kirtland Safety Society (
KSS) was first proposed as a bank in 1836, and eventually organized on January 2, 1837, as a
joint stock company, by leaders and followers of the
Church of the Latter Day Saints. According to KSS's 1837 "Articles of Agreement", it was intended to serve the financial needs of the growing
Mormon community in
Kirtland, Ohio. Its preamble stated it was:
- ...for the promotion of our temporal interests, and for the better management of our different occupations, which consist in agriculture, mechanical arts, and merchandising.