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Additional
direct bank
English Wikipedia - The Free Encyclopedia
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Direct bank
A
direct bank
is a
bank
without any
branch network
that offers its services remotely via
online banking
and
telephone banking
and may also provide access via
ATMs
(often through
interbank network
alliances),
mail
and
mobile
. By eliminating the costs associated with bank branches, direct banks can make significant savings which they may pass on to clients via higher
interest rates
or lower
service charges
.
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